Loan Processor

Interview members and determine their financial needs.

Obtain and analyze member credit report and calculate secured/unsecured debt to income ratio.

Exercise judgment and discretion in making loan decisions under authority delegated. To include determining co-signers, guarantors and joint loan applicant credit worthiness and eligibility.

Properly communicate with the member to ensure a positive and clear understanding of the loan decision.

Ensure the loans are complete and disbursed to include but not limited to: Appropriate structure, determine collateral needs, setting the appropriate terms and conditions to adhere to Lending Policy and to limit potential loss and maintain quality requirements.

Maintain knowledge of all credit union products and services; cross-sell those that best meet the members’ needs.

Maintain or surpass sales performance standards and service skills to enhance the member experience and meet established goals.

Administer target marketing campaigns to borrower’s and keep abreast of change in lending trends.

Administers collateral protection insurance program.

Maintain knowledge of all state and federal regulations that are applicable to the lending function.

All other duties and responsibilities as assigned.